Profitable Digital Specialty Broker - Travel Health Insurance for Japanese Citizens

A profitable, fully digital specialty broker of travel health insurance for Japanese customers on temporary stays in Europe is for sale—as an asset deal (carve-out of a business unit).

Founded in 2018, the company has grown organically under a long-established consumer brand. Operated entirely remotely from Germany, with customers across Europe (approx. 60% in Germany). Purely commission-based brokerage with no insurance risk, offering full-service support in native Japanese from a single source. Four white-label plans priced monthly, plus an add-on module from a leading German travel health insurer, with terms of up to 5 years.

Investment Highlights:

• Established niche position with a long-standing institutional referral network in Japan and Germany
• Recurring, volume-driven demand—approx. 840 active policies, approx. 20% renewals plus many repeat customers
• Virtually no direct competitors—Japanese-language service and policy documents, claims settlement in the European time zone
• Stable commission rate of approximately 47%, lean, fully remote cost structure

Two experienced Japanese-speaking specialists will remain on board following the transaction. An Information Memorandum will follow after the signing of a Non-Disclosure Agreement (NDA).