When it comes to fast, bank-independent liquidity, Nord Leasing is one of the market’s leading experts. Specialising in manufacturing SMEs, the Hamburg-based company has been offering attractive financing solutions nationwide since 2010 through ‘sale and leaseback’ and ‘sale and rentback’ schemes. The result: a rapid inflow of funds when business success or survival in the market depends on increasing financial flexibility.
Greater liquidity whilst safeguarding business operations
Nord Leasing’s ‘Sale and Lease Back’ and ‘Sale and Rent Back’ schemes significantly increase a company’s freely available funds. Irrespective of existing financing facilities, they convert assets previously tied up in fixed assets into liquid funds. The principle behind this is that machinery or plant is sold to Nord Leasing GmbH (Sale) and immediately leased back (Lease Back) or rented back (Rent Back). This ensures that the use of the assets and business operations remain unchanged, whilst at the same time generating new liquidity.
The transactions are based on a professional valuation of the fixed assets carried out by experienced experts. This valuation determines the sale price and thus forms the basis for the inflow of funds. Nord Leasing handles transaction volumes ranging from 500,000 to 30 million euros (fair value of the machinery), which generally corresponds to company turnover figures of between 10 and 400 million euros. Lease or rental terms are usually between 48 and 54 months.
Overcoming operational challenges with Nord Leasing
Nord Leasing can provide fresh liquidity through sale-and-lease-back or sale-and-rent-back solutions within a matter of weeks. This strengthens a company’s ability to act in the face of operational challenges such as
· business succession
· Phases of growth with pressure to invest
· Restructuring measures
· liquidity shortages
· Crisis and insolvency scenarios such as insolvency plans, asset deals, self-administration or ‘Schutzschirm’ or StaRUG proceedings
A further advantage is that neither collateral nor guarantees are required. Furthermore, lease payments are tax-deductible. Furthermore, the realisation of hidden reserves (which has a positive impact on profits) and the resulting liquidity often even improve the credit rating. This subsequently opens up access to further sources of financing.
Specialists in SME financing
Nord Leasing brings together proven specialists in asset-based SME financing and corporate analysis. As a reliable partner for highly specialised financial services, the company has enjoyed steady growth since its foundation and boasts an excellent credit rating. When it comes to financing, the entire process can be guaranteed from a single source. The benefits for customers include short lines of communication, rapid processing of financing projects and prompt generation of liquidity.
Manufacturing SMEs with an annual turnover of between 10 and 400 million euros · Companies based in Germany, Switzerland or Austria, including foreign sites · Mechanical and plant engineering, metal, plastics and wood processing, textile production, glass manufacturing and food production
Federal Association of German Leasing Companies (BDL) · Federal Association of Small and Medium-Sized Enterprises (BVMW) · German Society for Crisis Management (DGfKM) · DIE FAMILIENUNTERNEHMER e.V. · Society for Restructuring – TMA Deutschland e.V.